Virtual LinkPoint

With Virtual LinkPoint, you do not need to have a web site to securely authorize, process and accept credit card transactions, all you need is a computer (Windows 95/NT) with an internet connection and a web browser (Microsoft Internet Explorer or Netscape Communication/Navigator version 3.0 and higher). Virtual LinkPoint is the Internet equivalent of a Point-of-Sale (POS) terminal or PC-based transaction software without the hardware/software and maintenance expense.

To process a transaction, all you have to do is:

1. Go to a secure order form and enter your customer's order, by simply typing in the info (name, address, credit card details, product/service purchased, etc.).
2. You get an immediate verification (within 3-5 seconds).
3. And that's it - funds are deposited into your business checking account within 2 to 3 days.

Virtual LinkPoint has numerous benefits:

• Easy to use/portable
• Real-time record keeping
• Internet fraud protection
• E-mail notification
• Check status of transaction

LinkPoint HTML/WebLink

The WebLink feature provides merchants the ability to link their web site to the system in order to accept credit card payments from customers in real-time with complete automation. The WebLink offers the simplest and easiest form of integration between the merchant's existing web site and the system, enabling the web site to accept e-commerce.

To get started, all you need is to get your web designer/developer to cut and paste a simple HTML code onto your web site, a computer (Windows 95/NT) with an internet connection and a web browser (Microsoft Internet Explorer or Netscape Communication/Navigator version 3.0 and higher). Now you can have your clients place their own orders instead of you having to type the information in (as with the Virtual LinkPoint above).

To process transactions:

1. Customers chose products from the merchant's web site and click the 'order' button.
2. The customers then fill in their information on a secure form (name, address, credit card info, product/service purchased, etc.).
3. You get an immediate verification (within 3-5 seconds).
4. And that's it - funds are deposited into your business checking account within 2 to 3 days.

LinkPoint HTML/WebLink has numerous benefits:

• Wrap around design
• Three modes of processing
• Internet fraud protection
• Full record capability
• Email notification
• Around the clock uptime

LinkPoint API

WebLink, (described above), the simplest and easiest form of integration between the merchant's existing web site and the system is sufficient for most web sites. However, certain web sites need a greater level of flexibility than WebLink can offer. LinkPoint API, the most sophisticated level of service, permits a more advanced integration between the merchant's server and the system. Using LinkPoint API, merchants can directly connect their server to the system's gateway server to process transaction directly through the system in real-time.

LinkPoint API enables software companies, Internet service providers (ISPs), commerce service providers (CSPs) and merchants with an advanced knowledge of the C programming language the ability to add Secure Sockets Layer (SSL) protocol and the ability to conduct electronic softgood download (ESD) of digital merchandise to software products or custom storefronts.

The product provides ordering, payments, tax and shipping calculations and the unique ability of the LinkPoint API-enabled web site to offer digital merchandise which, when the payment transaction is complete, allows downloads to the ordering customer's PC all conducted in a highly secure environment.

To process transactions:

1. Customers chose products from the merchant's web site and click the 'order' button.
2. The customers then fill in their information on a secure form (name, address, credit card info, product/service purchased, etc.).
3. You get an immediate verification (within 3-5 seconds).
4. Client can immediately download the product/service.
5. And that's it - funds are deposited into your business checking account within 2 to 3 days.

LinkPoint API has numerous benefits:

• Supports software vendors/resellers
• Internet fraud protection
• Calculates shipping
• Supports tax calculations
• Electronic software downloads
• Hands-free
• Around the clock uptime

LinkPoint API supports the following features for both Windows NT and UNIX environments: Electronic softgood downloads, tax and shipping tables, fraud screening for all transactions and real-time merchant reporting. LinkPoint API requires the integrator to be fully proficient in the C programming language and to have a working knowledge of C compilers.