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Notes & Reference

A merchant account is required in order to accept credit card payments online. The application for a merchant account is separate from an application for a web hosting account. The rates and fees for your merchant account can vary greatly depending on such factors as the country in which your business is registered, and the perceived credit risk of your business.

One of the basic requirements for any merchant account is that you must have a business checking account. Your business checking account does not have to be with the bank and/or organization providing your merchant account services.

Note: Yet another option for accepting credit card payments online is to use the merchant account services of a 3rd-party. An extremely convenient and economical provider of such services is PayPal. Paypal can be integrated into Miva Merchant.

For details (including pricing) of merchant accounts for U.S. clients, click here.

International Businesses

International (non-U.S. based) businesses should consider the merchant account services provided by Planet Payment. Click the link provided to begin the application procedure and obtain the rates for your particular business.

In addition, we recommend contacting your local bank and seeing what they have to offer (and what they recommend) in terms of online merchant account services.

If you have any questions about merchant accounts, please feel free to contact us at any time, and we will do our best to answer your questions.